Transfer to UC without Calc 2

I am currently planning to transfer to UC’s for business/economics/accounting but I am doing really bad in Calc 1 and this is my second last semester before transfer I am mostly done with everything else and will be done with IGETC and other major requirements. Im doing bad this semester because of a special reason and if I retook calculus i wouldnt be in the same situation but if I drop it right now it only gives me the option to take it next semester which is my last semester at CC and I wouldnt be able to take calc 2 also if I drop it I wont get credit for Honors certification but My GPA will remain to be a 3.7 vs me getting a C or failing the class my GPA will drop below a 3.5. What should I do and how would my application look in either case with transfer to private schools of same caliber as USC and NYU. I need to make a decision ASAP please help!!!