Transfer???

Transfer Students
1

<p>I currently attend valencia college, and I have...</p>

<p>This year..
16 credits from fall
13 from spring
6 from summer.
3.4 GPA</p>

<p>A total of 35. To receive an AA degree you need 60. I will be done by no later than next summer. But honestly, I hate the school. And the city. All my friends are gone, and I decided to not go to a private school in Miami with over half my tuition paid because of my parents. This was NOVA Southeastern university. </p>

<p>This is my new idea..
I looked at Boston, and finding out that it was the biggest college town in the country just made it seem so amazing. So, I took action and I applied to Suffolk, and Emmanuel College.
This is the only difference:</p>

<p>At valencia: I get the $5,500 pell grant, and I received $2408.00 in cash extra from financial aid this semester. Also, they awarded me a "summer advantage scholarship" of $500. </p>

<p>Basically full tuition with returning money, every semester. </p>

<p>At Suffolk University: The tuition with room and board (I only plan to live on campus the first year) will cost me a total of $43,000. That's without aid. I don't know if I will receive any aid because I have not been admitted yet.
So, what I would have to do is take out approximately 45,000 in loans the first year.
Then the year after that figure out my numbers again depending on what I am awarded.
Suffolk just seems to offer those opportunities that the college that I go to does not.
I want to major in business and follow by law school. Being in the middle of Boston, I believe my internship opportunities and connections here will make my future better.
The north is much more different than Florida, and it just seems that the opportunities are endless with many more doors that will open for me.
The same would apply to Emmanuel College, my decision would have to be a visit to the schools. </p>

<p>My question is...
Should I do it because the experience will be unbeatable? Transfer this fall, to start in September 2012 in Boston?
I might have ~ $150,000 in debt but the payment plans that can be made into basic car payments a month or more will have me out in no time.
Honest opinions. No sugar coating, but this just became a huge dream to me about 6 months ago.</p>

2

<p>150,000 will not be paid off “in no time.” It’s too expensive. There are other much cheaper options.</p>

3

<p>Let me rephrase that… Not in no time, but it will be manageable.</p>

4

<p>Do you hve a co signer with great credit? No one will lan you nearly that much. It’s about 6 tines average student debt. Crazy for an undergrad degree. After law school you’ll be over $300K in debt. You’ll need to go to Harvard and be law review to make that manageable.</p>

5

<p>How can I handle this? I’m not going to take out 150,000(Just an estimate) in one shot. I’ll take out what I need every year.
How can I do this, what do you suggest?</p>

6

<p>It’s impossible without a co signer for private loans.the most you alone can borrow will be $7500 in Stafford loans and a small chance of maybe a couple thousand more if you’re offered a Perkins.</p>

<p>Make sure your co signer can help you for all necessary years. If they don’t have a lot of borrowing power, they could get the first year’s loan and not be able to get future years.</p>