<p>I think the OP's first comments are hilarious:</p>
<p>"she intends to become an actuary because that will bring her billions of $. however, she told me that she decides to give up this pursuit because becoming an actuary in the US requires 8-year college life and she simply cannot take it"</p>
<p>So she is not willing to put in 8 years of study (which is actually easier than working in a real job, I should add) to make "billions" of dollars, but yet expects to take in the big bucks in just a few years by studying something else.</p>
<p>Ha, Ha, Ha, Ha, Ha, Ha, Ha!</p>
<p>As someone who has known and worked with and even gone to school with some very successful people, let me put in my 2 cents worth here: Making money generally involves being (1) talented and having creative ideas, (2) having a passion for a certain field or job, and (3) Being willing to put ALL your effort into being successful and not quitting.</p>
<p>Look at some of the successful people in this world--Bill Gates, Warren Buffet, Donald Trump, Steve Jobs, Mark Cuban (in business); Barack Obama, Joe Biden, Rudy Giuliani, Hillary Clinton, John McCain, and Arnold Schwartzenegger (in politics); Steven Spielberg, George Lucas, Clint Eastwood, Jody Foster, and yes, even Kelly Clarkson (from American Idol). All of these people knew what interested them from the start--and never deviated from their attempt to be successful in that field (well, except for Kelly Clarkson--who wouldn't have been successful if she hadn't gotten back on her track to fame after originally deviating from it).</p>
<p>These people refused to quit--and even when fired (something that happened to Warren Buffet, Steve Jobs, Mark Cuban, Steven Spielberg, George Lucas, and Clint Easwood), they strove on. John McCain was in a POW camp for years--but never gave up hope. Joe Biden's wife and one of his daughters was hit by a motorist and killed, but he continued to strive on in politics and eventually became a Senator. Bill Gates and Steve Spielberg dropped out of school to pursue their passions. Jody Foster went back to school to be able to pursue hers. Clint Eastwood moved from being a very successful actor to taking a big risk in directing since that was his passion. He never won an Academy award as an actor--but he's won two as a director. And we all know about Schwartzenegger and his journey from a weak teenager to Mr. Olympia to Top-Grossing Hollywood Actor to California Governor.</p>
<p>Your friend already sounds like a quitter--and times aren't even tough yet. And you never mentioned her passion--other than it being money--which isn't a passion at all.</p>
<p>People who just want money are hardly ever successful. It's people who want to change the world--and get money as a by-product that are successful. It's as simple as that.</p>