Congratulations on your hard work and success! It definitely makes sense to apply to the UCs on your list. It seems to me like the above ^^^ breakdown of your odds is very reasonable.
As noted, UT-Austin is very tough OOS because the school only has a very small % of OOS students. You’d be a great candidate for UW if you lived in Washington or were applying from a smaller or faraway state. The school gets lots of CA applications though. Admissions is not something where you can look at the numbers generally. Applicants effectively are in different pools. Sometimes that will work to your advantage and sometimes against. For example, a female applicant would tend to have an advantage at a STEM school like Case Western and a disadvantage at an LAC where the student body is 60% or more female and the school is seeking a degree of gender balance. Not to say you shouldn’t apply to any of the schools on your list if you love them–you’d be a serious candidate–but just understand there’s a lot of demand for a relatively limited number of spots. It seems like you could certainly succeed at any of these schools.
I’d think you’d have a good chance at Rutgers, though I wouldn’t consider it a safety.
Your list mostly includes large, urban schools. Some others where you might have a reasonable chance include University of Minnesota–Twin Cities (state flagship) and Macalester College in Minneapolis. Macalester is a much smaller LAC, one of the relatively small number of urban LACs. It’s excellent. But you might be looking for a larger school. Obviously Minnesota is going to be very, very cold.
You might also look at the University of Richmond. Excellent school, beautiful campus. Vibe is generally southern preppy, if that’s a positive or negative. It’s basically a cross between a mid-size national university and a large LAC. Richmond (RVA) has really transformed into a very fun city for college students/young adults.
I agree about Clark University, and you might also look at WPI, which is also in Worcester. It’s a science/engineering school with a unique hands-on, project-oriented program, if that appeals. It has a beautiful campus in a nice part of Worcester. It would be better for bio than psych, I believe.
I also agree with Lewis & Clark. I love Whitman, but it’s fairly small town and remote if you are favoring urban schools.
Rhodes College is a terrific LAC in Memphis. Check out the website, it’s very compelling.
If any of these look interesting, run the NPC and get an estimate of what it might cost you.