OP now that the information has vetted out to be what many of us parents have suspected, you have to decide, along with your parents, what the best route will be for you. I know what I would recommend if you were my student - since my DDs received substantial scholarships from our in-state publics, they went to those - however we have an in-state public with their majors that is commutable (10 minutes from our home) - we didn’t need to go that route. However it has been a good option for many here - some because they wanted to keep costs down (some accepted local scholarships too), many because it was the way to go to school w/o the debt.
I haven’t had a chance to read all of the comments yet, so my apologies if this has been mentioned already. Since you’re interested in ROTC , have you considered the National Guard or Reserves ? You’d probably start college a year late (unless you can do basic training this summer and AIT training next summer). But your military training will likely give you college credits (my son got 32 credits), so you’d have a bit of a jump start. I don’t know anything about Arizona, but serving in the reserves or NG in some states will get you free tuition OR free room and board. You’d be committed to serve one weekend a month and two weeks in the summer (paid).
Maybe something to look into.
My oldest son had a 26 on his ACT, wasn’t getting any merit scholarships, applied for a ROTC scholarship his freshman year but didn’t get it (even though he had 4 years of JROTC and was on the staff his senior year and he had a very high ASVAB score as well). So, he joined the National Guard (he’s a medic/EMT) and it’s been a great experience for him. He recently contracted into his school’s ROTC program for his Junior and Senior year. He’ll get the GI Bill, a “kicker” (that doubles his GI Bill) and a monthly stipend. (He may also get a National Guard ROTC scholarship, but that’s not a sure thing. Bottom line, he’s getting through college debt free).
I think what all of the posters here are trying to say is that there are different ways to accomplish your goals. Don’t go down a path that may not be in your best interest in the long run.
@mom2collegekids I got a good scholarship but 56k-21k/=22k. The scholarship would not have made a difference, 5k or more would have had the same result as after the self help it gets rid of grants.
@ToBeHonestt I don’t think you understand. A “full need” school would not really help this student. Having this student end up with $80k+ in debt would be crazy for undergrad.
Is she not ending up in 80k at ASU? I am graduating debt free since I can work summer and my mom helps out, very little amount compared to most, with 15k and I pay 7k with a good summer job.
@lovenetc OP - you haven’t come back with any information about what your parents are able to contribute to your education. You say that you “don’t want them” to pay anything, and that they can’t pay, and that they’d be willing to take out a loan. But have you actually sat down with them and said - the EFC says we can pay this much. How much are you able/willing to afford? Assuming that the FAFSA was filled out correctly, that EFC suggests to me that there are some assets/money in the bank or their income is a bit more than 100K. Is there really nothing to contribute to college or are you just assuming that because you don’t want to be a burden? If they have a lot of debt that is not reflected in the paperwork that you submitted, is that something you could discuss with financial aid at ASU to get additional consideration?
From what you suggest, your parents probably can’t or won’t cover all of it. But being able to contribute 10K per year is a different conversation than paying zero. If they could contribute 15K, it “might” be worth it to pay for the balance in loans and part time work. You also might be eligible for a work study job on campus or a paid research position later on.
I am NOT advising you or your family to take on crushing amounts of student debt. That is a decision that only you can make as a family. I am encouraging you to sit down with them and have a serious conversation about what is realistic for them. They may not be comfortable discussing money with their children but you are on the verge of young adulthood, and now seems like a good time to begin.
Have you applied to any other schools that cost less? Is commuting to ASU an option?
I hope that this all works out and you will be able to attend ASU. Whatever happens, your strong work ethic and commitment to your studies are excellent preparation for whatever life brings.
I just got home and quickly googled info about the Arizona National Guard, found this: http://www.militarytimes.com/story/military/guard-reserve/2015/03/03/state-house-oks-bill-waiving-tuition-for-arizona-national-guard/24332871/
I don’t know if that bill has passed yet, but if so, well, there’s your free tuition at ASU. As I said, if you’re interested in ROTC anyway, the NG may be a very viable option for you. The only thing is that it’s more of an up front time commitment since you have to go through basic training and then another few months to train for your job in the military. Sometimes you can do a “split option” where you go to basic training the summer after you graduate high school , so you can start college in the fall with everyone else, and then you do your job training the next summer (after your college freshman year). But some job training is too long to make that work.
I’m not saying that this is the way to go for you, but it may be worth it to check into it.
PS, if you decide to talk to a recruiter, get all promises in writing and don’t sign anything until you’ve read everything at least a couple of times.
@StressingMom You are awesome! I am going to look into it. Thank you for the research/information.
Hello, @mamaedefamilia I apologize. I just saw on my Finances tab on MyASU that they are going to Disperse my FAFSA Package in the next couple business days. When that comes out, I will speak to them about it so they can see what we are up for. Thank you for your advice!
Hello @NLVdesertrat, well I am glad everything has worked out well for your daughter. Several people and even someone from Finances at ASU told me room and board adds a lot so I should probably live off campus.
just quoting this from @stressingmom, because it bears repeating:
Fingers crossed for the financial aid package!
Most schools require freshmen to live on-campus, with a handful of exceptions. Some schools may even require some (e.g., sophomores) upperclassmen to live on-campus assuming housing is available. Have you confirmed with ASU/Barrett that you would be allowed to live off-campus?
Hello @adlgel I started my Housing Portal application. There are two options you can select from, One saying you will live on campus, the other obviously saying you will not. However, I didn’t click on the “Will Not Live On Campus” when I started it. I thought I would live off with family, but I still have time to switch my application around
Live off with family? Does that mean that you live close enough to commute?
I’m surprised that Barrett doesn’t require frosh to live on campus. Dont they have their own dorms/
@mom2collegekids It’s grandparents, aunts, uncles…but ASU is two hours away from Tucson, where me and my parents reside. I am not too very close with my family up there, so that’s why I’m reconsidering. But then again, there’s the point of room and board cost, which will add more.
Yes, Barrett has their own dorm residencies.
Hello everyone, I started a new thread (this thread was getting long…) about me speaking to someone from ASU about retaking my tests for a better SAT/ACT score. I just wrote SAT on this new thread because it was my ACT score that was horrendous… So thank you all!!! I think this may be my only shot, so I will take the test again and pray pray pray for a better score!!!
Barrett requires 2 years of residence for students, because part of the experience takes place in the special Barrett dorms (things are organized for the honors students).
What’s your current SAT score?
Can you provide the new thread link for people who have been reading this one?
Yes, I thought Barrett required you to dorm. Also doesn’t the honors college require certain classes to be taken for an honors core? Does this leave enough time for the premed requirements?
National Guard or Reserves might be an option, ASU can probably defer your admission if you need to for training.
The other thread is [url=<a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/1866901-taking-the-new-sat-for-better-scholarship-options.html#latest%5Dhere%5B/url”>http://talk.collegeconfidential.com/financial-aid-scholarships/1866901-taking-the-new-sat-for-better-scholarship-options.html#latest]here[/url] @MYOS1634.
@lovenetc Did you apply to U of Arizona as well?
No, I did not, @midwest67. have done several summer camps at both the UofA and ASU, prefer ed ASU it’s honors college better. One big thing for me is safety, when I did a residential summer business camp at the UofA, I stayed on Yuma Hall. I don’t know if this was already laid out by students there who were watching us, but it seemed like anyone could just come in walk into dorms go up stairs to wherever. When Downtown month later Taylor Place, had prox card get building, then elevator, etc. Just something that noticed. But I know many teachers and people who attended the UofA and I think it’s a top notch school. :).