@Madison85 I’ve considered other schools, but have found that the only ones I could really be happy or see myself at are Alabama, USC Columbia ( as in south carolina ), or Georgia. Which all seem to be pretty similar in pricing. And they said they can’t help out with college. Maybe not $0, but very minimal help. I can attend my local community college for free because I’m in the top 5 percentile of my class, but that’s something I have never wanted to do. But it might be the only smart option now unfortunately.
Would you consider University of Alabama in Huntsville? If you can get CR + M up to a 1330 you’d get 100% tuition covered, leaving just room and board of less than $10,000. That might be doable with the $5500 in loans, a good summer job, working during the school year, and frugal living.
With your current scores you’d get 50% off out of state tuition, and there’s an intermediately level of 67% off. However, that won’t help you if your parents don’t contribute.
Best news is they take any single sitting SAT score up until the Fall semester begins - from the website:
The award amount is based on GPA and the highest composite ACT and/or SAT Critical Reading and Math scores from one sitting submitted through and including the last testing date before the start of the fall semester. http://www.uah.edu/admissions/undergraduate/financial-aid/scholarships/merit-tuition-scholarships
Check out UAH (University of Alabama in Huntsville). I think they give you up to the last testing date before the start of the fall semester to get the number on ACT or SAT. Of course you’d want to get it before then so you could make plans. But at least you have well into the spring.
I can’t believe we posted that at the same time! I swear I didn’t know @mamaduck was thinking the same thing (or I was thinking the same thing as her)!
@SouthFloridaMom9 - great minds think alike! My son applied (and was accepted with full tuition) to UAH. It’s very high on his list if his #1 choice doesn’t work out. We haven’t visited, but he’s a bloom where planted sort of guy and likes the NASA connections at UAH. Price is certainly right!
That’s great @mamaduck . We went to Discovery Days in early November and really enjoyed ourselves. Is your son interested in Honors College? I like what Dr. Wilkerson is trying to do with that program. Try to meet him if you’e interested! They hosted a lovely dinner the evening after Discovery Days. Maybe there will be one in the spring?
With an income of $90k, your EFC is going to be around $15k-20k per year with one child in college.
Now that you’ve learned that your parents will pay little to none, you need to regroup. Even getting a half tuition scholarship somewhere isn’t going to help.
Even a full tuition award won’t be enough.
Are there any four year univs near your home? If so, what are they?
applying to schools is expensive. At this point, you need to stop applying to schools like UGA, and find schools that will work.
Make a list of schools whose deadline has not yet passed and research them further to see if there are any possibilities. UAH is a great school. Check that one out. (It is nothing like Bama, though. It is a small school, nice campus, in a great town. The university works with local businesses for student internships.)
Register for both the SAT And ACT and move into prep mode. The fact is that high merit schools are stat driven and test scores are the door keeper. See if you can pull your scores up. A 1400-1440 will qualify you for most automatic scholarships, but some are decent around a 1350. But, like it or not, those scores matter and mean the difference of thousands of dollars. (You might try the new SAT samples available on Khan and see how you do on those.)
If you bring up your test scores and see schools you are interested in but you have missed the deadline, you could contact them and ask if you can still apply as freshman and qualify for scholarships if you take a gap yr. I don’t know if any of the merit heavy schools allow that or not. Make the gap yr count. You could crank out an application for http://www.usagermanyscholarship.org/news-and-events/article/?article_id=8448 Submit it soon. A German background could be a bonus for a business major. (Then you might look into international business or something like the Croft Institute at Ole Miss.)
With only 1 AP, you should not have maxed out your local CC offerings. Check into reciprocity agreements between your CC and other instate schools. See what sorts of transfer scholarships exist at those schools.
Good luck. But don’t be discouraged. Where there is a will, there is a way!
Even if we can assume that the parents will pay for books (about $1000 per year), that means that this student would need nearly a full ride (tuition, room and board) so that a small loan could cover the rest.
It doesn’t surprise me that a NJ household with an income of $90k can’t pay much. That can be a pricey state to live. Also, he’s living in a blended household, so that may also be affecting the parents willingness to pay.
I know this is frustrating, but most American students do not “go away” to school because their parents just can’t pay for it. Most commute to their local CC or local state school.
If this student has a local 4 year public near his home, then that may be an option. Living at home can be like a $10k per year contribution from the parents.
Really think outside the box. Any relatives who live near a school you’d like to go to who you might live with to save money? Could you get a full time job and go to college part time?
I do know several NJ students who attend CCs and love them and the experience. The plans are to transfer to a 4 year school after getting an AA.