<p>Which back near or on campus is the best based on student experience?</p>
<p>Also, should I get a savings or checking account because I planning to set up BruinDirect this coming winter quarter.</p>
<p>Washington Mutual</p>
<p>I'm pretty sure you can only use a checking account to set up BruinDirect, but I might be wrong.</p>
<p>I think you're correct.</p>
<p>why would anyone want to open up a savings account in a bank anyway :rolleyes:</p>
<p>I signed up for a savings account, but I'm still not quite sure why.</p>
<p>Go for Wamu.</p>
<p>Free Checks (with designs!!!... not the crappy, generic ones), ATM in Ackerman, Free Online Banking, 3% back on debit purchases, free account with/without direct deposit.</p>
<p>I'll go set up my checking account with Washington Mutual tomorrow.</p>
<p>do it online and get a free 5.00% APY savings account!! (i think i told you this in another thread). the offer is not available at branches. for comparison, their regular savings account has 0.20% APY with a $3 monthly fee unless you have more than $300 in it. so free 5.00% APY savings is nothing to sneeze at, you get 25 times more interest for free! maybe you dont need it now, but just keep like $1 in it so it stays open until you actually use it later on in your life. :)</p>
<p>i want that savings account, but i already have checking with them and that offer is for new customers only. :(</p>
<p>I keep my money in ING direct and get 10 bucks monthly in interest...it's practically nothing but pays for the monthly haircut :rolleyes:</p>
<p>I thought WAMU has no minimum balance requirement...what if you already had a WAMU account? Can I 'upgrade'?</p>
<p>what's the point of upgrading a Wamu account?</p>
<p>wamu free checking has no minimum balance (well i think you need $1 to open it). </p>
<p>the regular statement savings account has a $300 min balance to avoid the $3 monthly service charge.</p>
<p>Citan, i keep mine in my Citi e-Savings, also with 5.00% APY. theres lots of internet savings accounts to choose from (EmigrantDirect, HSBCdirect, ING, GMAC, CapitalOne, etc etc). the benefit to the citi e-savings (and i'm pretty sure the WaMu promo) is that you can access your money at any branch, at any ATM, and do instant transfers between it and your checking.</p>
<p>if you had the OLD free checking account, you can upgrade to the new WaMu Free Checking for free at any teller. i did this a few months ago. you gain free checks for life, the gold rewards debit card, and probably some small things i'm not remembering.</p>
<p>
[quote]
Citan, i keep mine in my Citi e-Savings, also with 5.00% APY. theres lots of internet savings accounts to choose from (EmigrantDirect, HSBCdirect, ING, GMAC, CapitalOne, etc etc). the benefit to the citi e-savings (and i'm pretty sure the WaMu promo) is that you can access your money at any branch, at any ATM, and do instant transfers between it and your checking.
[/quote]
</p>
<p>interesting....but it seems they have a monthly charge :rolleyes:</p>
<p>i think i still have the old one. i was referring to upgrading to the 5% APY account. i have the gold card, but i don't think i get free checks. i'll walk to WAMU and check it out tomorrow.</p>
<p>I did get the 5% account, but it does say that they can change the APR at any time at their discretion. I figured they'd just keep it for like a month, that's crazy for it to be higher than a CD.</p>