Chance me for NYU, Northeastern, Brandeis and UCSD

EFC is for Pell grant eligilbity not your final costs. Use the Net Price Calculator for each school on your list. If you are not a CA resident, then UCSD would be around $65K/year to attend not the in-state rate of $35K.

Residency requirements for the UC’s are pretty clear, see link: https://www.ucop.edu/residency/residency-requirements.html