<p>So I got a letter saying I've got off the waitlist and into the school (SUNY Albany). However, the letter didn't come with a financial aid package or anything so do i still get financial aid even if I used to be on the waitlist?</p>
<p>And one thing you guys should note is that for some reason, the schools I've been accepted to only sent me financial aid letters after they told me to send them a copy of my passport to verify that I'm a citizen. So is Albany going to do the same thing in order for me to get a financial aid letter?</p>
<p>You will get federal FA (Pell if applicable, Stafford loans). I’m not sure about state funds. And Albany will request a copy of your passport if other schools have. They follow the same rules.</p>
<p>^I am instate, been living in NYC since 1st grade (kindergarten was in CA).
And FAFSA EFC was said to be 5,500 but none of my schools gave me Pell so idk</p>
<p>And on FAFSA it says:
Expected Family Contribution (EFC) = 05894
Direct Stafford Loan Estimate - $5,500.00</p>
<p>StrictlySB, take time to go over the FAFSA with the financial aid office. If there is anyway to reduce the amount to make you PELL eligible, it could really help. You are probably eligible for TAP monies too, and you need to bring that up.</p>
<p>None of the SUNYs guarantee to meet 100% of need. Most schools do not guarantee to meet need for their waitlists either. So getting money out of a SUNY outside of guarnateed state and federal funds is not easy.</p>
<p>Congratulations to your getting admitted to SUNY Albany. Excellent school, and I hope you can get some resolution from financial aid. Are you a commuter or are you looking to live on campus?</p>
<p>Based on this OP is neither TAP or Pell Eligible. This means unless Op was in a position to get merit money (unlikely because if this were the case s/he would not have been waitlisted) they are going to be full freight payers at SUNY.</p>
<p>If this student is a citizen and has been living in the US for 13 or so years, why is the school asking to see a passport??? I’d be insulted if a school asked my kids for a passport.</p>
<p>I don’t get the passport either. Most Americans do not have a passport. Perhaps the OP was not born in this country, or has some other issue where a passport comes into play,</p>
<p>Could it be that perhaps OP has not always been a citizen. Maybe he became a naturalized citizen when his parents became citizens. (OP states he was living in California in Kindergarten, not s/he was born in California). If OP became a citizen though his/her parents, maybe all of his paperwork was not updated.</p>
<p>Regarding TAP</p>
<p>The maximum income for TAP is 80k. However, IF he has an EFC that makes him ineligible for Pell, While he may get some money from TAP, it is highly unlikely that he is going to receive enough TAP to cover SUNY tuition. Max TAP is currently $4995 (there will most likely be a decrease in the next year).</p>
<p>OP could run his numbers through the estimator to get an idea as to how much s/he could expect to receive from TAP</p>
<p>Every year a fair number of naturalized citizens post here that they have had to provide documentation because the FAFSA spit back their application because the SSN wasn’t recognized. Given the number of people who file the FAFSA, I wouldn’t be surprised at all if some native-born citizens had that happen too.</p>
<p>It appears that the OP has “passed” the FAFSA test since Staffords are offered. The EFC is a bit too high for PELL level, and may miss TAP level too. I wish the OP can sit down with someone and go over the tax return and FAFSA with a fine toothed comb and see if something isn’t amiss, because it could mean some more money in grant form if that is the case.</p>
<p>I don’t see Albany coming up with any money from their own coffers and to live there is going to cost about $20K total. At most, with a rejected parental PLUS, OP can get $9500 in loans. With that EFC, I could not recommend parents borrowing and for the OP to borrow more is not at all a good idea, as s/he is really exceeding maximum recommended levels. So unless some money is squeezed out of PELL and TAP, and the OP works and has something that family can give him, this is not an affordable option for this year.</p>
<p>If that is the case, an option is for OP to go to a local state college, find a job and pay what s/he can and borrow as much Stafford as possible and stash it in a joint account with a parent as payment for commuting and then in two years there will be that stashed amount, to use towards a residential college experience.</p>