<p>Ok so basically I was accepted ED, but I didn't apply for financial aid because I thought my parents made too much money. Now, my guidance couselor wants me to apply anyway to see if I can get work study or loans or whatever. Is it too late for me to apply; could I send a letter explaining this and have an financial aid application considered? If I can get some loans....maybe those will convert to grant through McMullen's.....</p>