<p>I do not want health insurance. I followed the instructions to waive it online, but on two of the questions regarding whether I had access to treatment in the city, I chose "no", and it seems this caused my request to waive it to fail. Is insurance mandatory? Do I absolutely have to have some kind of coverage that grants me treatment in the city? I'm insured in Jersey, which is a short distance to travel, taking less than an hour, should I need treatment. Please tell me what I can do. I do not want and cannot afford to spend money on insurance, as my family is already running on a tight budget to send me here.</p>
<p>just check yes to every thing and hope you dont get sick and or need immediate treatment in nyc if something happens</p>
<p>its not like they check or anythin when you waive</p>
<p>NYU-
the universities sell insurance and make a profit; if you check “no” to any service that your insurance doesn’t provide, it sends the message that you don’t have insurance. </p>
<p>(We happen to have the same insurance carrier as our dd’s university but our coverage is better. Yet, we had to answer questions like: “Does this insurance cover injuries of a drug or alcohol-induced nature?” Our insurance doesn’t delineate the specifics of the injury, only that the person needs care.)</p>
<p>Anyway, check “yes” because you do have insurance and contact your insurance company and tell them where you are in school, and ask them how they will cover you in an emergency in NY.</p>
<p>I would suggest going to the Student Health Center and speaking to someone in the insurance office. They will be able to help you determine if your coverage is adequate. I would be surprised if the insurance plan you have in NJ wouldn’t afford you emergency coverage in New York.</p>
<p>If I had known before that checking “no” would result in failure of my waive request, I would’ve checked “yes”. Sadly, it’s already in record that I’ve checked no and further attempts to submit a request is not allowed. I’ll try to speak to someone in person, but I have a feeling they’ll be working against me and force me into insurance.</p>
<p>NYU: Contact your insurance company FIRST! Get their coverage forms that outline your coverage specifically. Have them attach, if necessary, an addendum for NY. You may have to pay $50 or so to get them to “say on paper” that they will cover you in NY. Then take that paperwork with you to the health office (with a printed waiver form again). Tell them you “accidentally” misread the line about coverage. </p>
<p>They office can change it in their computer, but be prepared for a hard sell. They make money on those policies! Tell them you already have coverage through parents, and that you have your info and policy writer’s phone number. Don’t pay for additional insurance.</p>
<p>Unfortunately my insurance does not offer coverage in New York. What are the repercussions of simply not paying the insurance bill? Will I not be allowed to attend classes? I don’t see the point in paying such costly fees when I’m an hour away from coverage in Jersey. My apologies for being stubborn.</p>
<p>You should go and speak to them. You are not the first person to be in this situation believe me. The problem arises if you have an emergency at school you will be transported to the nearest emergency room and that will not be in New Jersey.</p>
<p>Im suprised by this. Most insurances do cover emergencies! Do speak with your insurance company before speaking with NYU. And Yes, you do have to have health insurance in order to attend. Please keep in mind that many of the health services offered at Student health are free or a small copay of 10.00 or so, regardless of your insurance coverage. We waived the insurance and My D utilized the Student health for everything from a cold, to vaccines and everything in between and we never had to use our insurance.</p>
<p>The problem is that while most insurance companies do cover emergency care in Manhattan, some don’t cover outpatient care and this is where NYU got me (we’re in Seattle). After I realized I couldn’t waive my son’s healthcare I had my insurance company send NYU our coverage. My insurance verified that he was covered for emergency care, emergency referred outpatient care, but not outpatient care w/out the referral. We’re stuck with NYU insurance, unfortunately.</p>