<p>Dad, I'm going to be supportive unlike many of the posters here.</p>
<p>I think you are entitled to your feelings. Many of us who have bright kids who do well in school sort of drift through 7th and 8th grade thinking that by HS the kids are going to be Intel finalists and work as researchers at Rockefeller discovering a cancer vaccine or playing the cello at Carnegie Hall instead of going to their dopey senior prom.</p>
<p>And what do we get? The hormones kick in, the compliant, smart middle schoolers become adolescents and instead of doing what we know they'd be capable of doing, they do what THEY want to do.... which in your daughter's case involves a lot of HS activities and community stuff, which at least is not anti-social behavior, but for a lot of us has involved online poker or computer gaming or drugs or drinking or whatever.</p>
<p>So- my heart goes out to you. You have now joined the club that many of us belong to, which is that of parents who realize that their kid is going to succeed or fail on their own terms, not yours. I've got a friend whose kid graduated from Yale (magna cum laude) and wants to be a nursery school teacher; her year one salary once she gets "certified" will be less than her R&B for one year at Yale; she could forgoe certification but then she'd be part time earning minimum wage with no health insurance. Another whose kid might well have ended up at Yale but drug rehab took all the money they had carefully saved for college so he's at community college and living at home (but he's clean, thank god, and may reach his 22 birthday which was not an expected outcome when in the throes of his addiction.)</p>
<p>So you see there are many ways that kids abandon our dreams for them and end up with other dreams, or with half dreams, or with unfulfilled promise, or whatever. Your job of pushing and prodding and orchestrating and all that good stuff that got her where she is, has ended. Your new job is to be coach and to encourage her to explore what she wants out of life, to help keep her moral boundaries intact while she does that, and to provide whatever assistance, be it practical, financial, or some times just lugging the futon and bookcase from shabby apartment to the next shabby apartment.</p>
<p>She's got another 10 years or so until she's fully baked. If you persist in being the parent of an 8th grader you will miss all the nice parts of the next 10 years, not to mention, not being available to her for the help and guidance she'll still want from you.</p>
<p>And the money? That's your decision. I know plenty of adults who took 7 or 8 years to get a BA since either the parents didn't have or weren't willing to pay for college. I think paying as you go is an honorable way for a kid with limited resources to get an education. I think it can be a growing experience for a kid whose parents have the money but you have to know the kid- some have left home without looking back; some have a cordial but not close relationship with their parents, and some have a decent relationship with the parents but have horrible relationships with the other siblings and various other family members who they blame for their predicament.</p>
<p>So- you either take the money you've saved and help your daughter finance the education of whichever school she chooses, making it clear the limits of your largesse, or you keep the money and watch her flip burgers for a while until she figures it out. But don't make her responsible for the financial decisions you made in life.</p>
<p>You are the grownup here; don't look to her to be setting the boundaries on your behavior.</p>