There’s much we don’t know about OP’s financial situation. Columbia’s COA is $85k, so OP may have received financial aid. Columbia uses CSS Profile to determine need, not FAFSA, and we have no idea what is in OP’s CSS profile that could have resulted in less aid than one might think based on FAFSA only.
Columbia does meet full need for transfer students pursuing their first degree (not sure if that’s true for General Studies, again, not sure what school OP applied to). OP can certainly ask Columbia FA to relook at their financials, it would also be helpful to know UVA’s net COA to compare.
ETA: looks like Op is an independent student and was accepted to Columbia school of general studies which is not affordable for them Columbia Transfer - #10 by sgopal2