<p>At my current university I have all of my tuition covered. Because of that I didn't file a FAFSA this year and have paid for any other fees and costs personally without a loan. I decided to transfer and hope to start at my new university in the spring '13 semester.</p>
<p>Since I haven't filed a FAFSA, can I apply late and get anything from it? Even a loan? I've looked around and everything with regards to transfers and mid-year FAFSA problems are for people that have already applied and need to update their information, or need to have their new school listed under a FAFSA that was already applied for.</p>
<p>You can submit your FAFSA to your new school. By doing so, you would be eligible for the Direct Loan amount for your year in school…freshmen $5500, soph $6500. I’m not sure whether you would get the whole thing…or just half. Since you didn’t take that loan yet, maybe the whole thing…someone will have to verify this.</p>
<p>I do have to ask…if your costs are covered where you are, why are you considering transferring mid year? It is highly unlikely you will get that type of offer as a mid year transfer student.</p>
<p>I get that question a lot. Right now I commute from home, have my full tuition covered and all I have to pay are lab fees and books. It’s a good private university, but where I’m transferring is a top public school (it’s listed as a public ivy) and has the major I want (it’s the only school in my state that does, and it is a degree that offers a good ROI and that I really enjoy). Both of my parents are alumni from there and we visit campus a lot for athletic events. It was my top choice coming out of high school, and even though I had the grades and extra-curriculars to be admitted, I didn’t feel that I was ready to handle the kind of work load they had. So, I went to a very low cost public university near me to take some classes and figure out what I wanted to do (my major changed around 7 times before I finally found what I love), but I got sick and had to drop out from there until I recovered. Then I started going to a community college to get my brain back in the learning mode after being out of school for a little while, transferred to where I am now and have my GPA at a good level in some harder classes and I feel I’m ready to take on a more difficult school and work towards that degree. </p>
<p>And that’s my life story. Since I finished this semester, I am just at sophomore status and figure now is as good of a time as any.</p>
<p>Yes, can get the full loan (5500), even if you’re staring in the spring since you didn’t get any for fall. </p>
<p>So…be aware that the $5500 you get for Spring semester could give you a false impression of affordability for NEXT year. Next year, you will get $6500, but it will be split in HALF…only 3250 per semester…so be aware of that.</p>