<p>I think it's a good idea. I think you should do a contract just as if you were borrowing from a bank. I think that the 2 of you should agree on a reasonable time for you start paying back the money (perhaps 6 months after you finish college or grad school -- if you go directly to grad school after college), and what amount will be paid each month.</p>
<p>I know that this is a difficult time for both of you since both are coping with your dad's loss and with your leaving home. I wish you well.</p>