I want to start off by saying that I am currently a 2nd year university student and due to, mainly, financial reasons can’t stay at my current uni. Therefore, the plan in my head was to transfer to a CC for a year and attempt to transfer to university again. However, I am so lost in how my credits will transfer as well as GPA (because if I am to transfer from CC to uni, I figured I should try to get into a better uni than my current one).
Speaking of GPA though, I currently have a 3.3 and would like to be transferring from CC with at least a 3.7 and I dont know how doable it is.
Is there anyone with a similar situation or anyone who can give me any advice? Thanks
To answer your question: You just enroll in community college then have them evaluate your previous transcript for transfer credits as needed to clear prerequisites or earn an associate’s degree.
Then, when you apply to the next four-year school, you have two previous institutions attended and two previous transcripts to evaluate for transfer credits. The third school will reevaluate both transcripts; they won’t automatically give you the same credits your second school did.
However, what you are proposing is “doing it the hard way.” The second time you transfer, it will be your third school in three years and adcoms will be cautious about admitting you, so don’t expect a big jump up in the prestige ladder with this plan. In addition, you could have more time and money to a degree because of the uncertainties of how transferring credits works.
If possible, just transfer to a lower cost four-year school and save the side trip through community college.
With two full years of college completed, there is no good reason to transfer to a CC unless you are changing your major so drastically that you need a whole new set of pre-reqs (e.g. going from history to engineering) or of you have a spotty academic record for your major (e.g. 3.3 average because there are a bunch of failed classes in with some 4s). Since you have money issues, the last thing you need to be doing is spending money on a bunch of unneccesary courses.
Take a gap year. Get a job. Make some money. Work up a good list of affordable targets to apply to.
Thank you for your replies 
really helpful!