<p>OP, I’m not assuming anything about your intentions. I am just going by what you have written yourself. You will have a Paralegal degree (AA) and you want to find a college where you can get your BA, so you can go to law school. You have a little fellow that is a priority for you. You don’t have much money at all. </p>
<p>Frankly, in your situation, which is not rare at all–I know many in the same situation. Maybe not a Paralegal, but a nurse’s aide, or teacher’s aide, or other type of work and wanting to get a bachelors and further. The fact of the matter, is that it’s very difficult to get accepted as a transfer, a non traditional student and get full need met. There aren’t that many schools that give full need to most of their students, and even those schools do not tend to do so for transfers, non traditional students. Harvard College meets full need, the Harvard Extension School does not. The same goes for Columbia and it’s school for General Studies. Johns Hopkins comes close to meeting need for their traditional students, but not their evening divisions, So, when you look at schools, you have to look at what the chances are of getting substantial aid from a school.</p>
<p>The federal government will give you $5600 with a zero EFC in PELL and up to $12500 in Stafford loans. That’s all you are guaranteed, which isn’t going to go far in meeting private tution. </p>
<p>Frankly, most people in your situation end up going to school, usually a state school part time, taking maybe one , two courses at a time while working full time. I know many, many such students, many with families. They slowly eke the courses as they can afford to do so. If they are lucky, they can find an employer with some tution reimbursement program. I don;t know how difficult it is to find a law firm that will offer such a benefit. But that is the typical path for someoone in your situation. </p>
<p>Now, the Comstock program at Smith and the few others like this are outliers, and I encourage you to look for some like these, look at the profiles of those who got the awards and see if you have a decent shot at it. These are highly competitive programs, the crown jewels for non traditional students as it is painfully rare that such students get such full ride awards. </p>
<p>So, for now you are working towards getting paralegal certification, and a job at a law firm that will give you and your son a middle income life. Be aware that the way financail aid works for independent students is that half your income over a set amount ($6K for single students, don’t know what a dependent will do for that) will go towards your EFC. You may not be eligible for PELL once you earn a living wage.</p>
<p>So, yes, a lot of your plans are unrealistic given how horribly difficult it is to get financial aid for anything more than state school rates, and often not for that.</p>
<p>I have a friend who did do what you are thinking of doing. SHe had a small child, and went to school full time, worked part time, but she had family subsidizing her living expenses. The state where she went to college has high tution even for state schools, so it was a rough go for her, and she took out loans that took her years to repay. She did graduate eventually and get her teaching certificate. So, yes, it is doable. But despite excellent grades in college and high test scores from when she did take the SATs, and very good high school grades, going to any private school was not a possibility. Could not afford it. She tried for years to get jobs at any number fo colleges to get free tuition, but it was no go. So it was one course at a time as she could afford it. </p>
<p>I don’t know what the job market is for Paralegals with an AA and what they are paid. My brother owns his law firm and his paralegal staff (including his daughter whom he so wants for her to go to law school) all have Bachelor’s and then took paralegal courses, getting certification afterwards. So it is with a number of other paralegals I know. You know the market and which jobs at what kind of pay you are likely to be able to get in your area with an AA and Paralegal certification, I hope. </p>
<p>So, again, my suggestion is to move near family who can help you with some expenses, services, and support for you son, and look for resources there to get where you want to go. Apply to some of those programs, not many out there and see what happens there, and look for work and state schools where you can afford to end up getting your BA degree. Sure, give some privates a go, too, but an AA in Paralegal studies is not an attractive enough transfer to fund in terms of money from the colleges, I’m telling you. So, sure, reach for the stars, but make sure you check out the down to earth possibilities too. You are going to need to be able to afford the schools if they do accept you, and as you said, "I am incredibly clueless about financial aid, " . From the way you are making these plans, that is apparent, and so I want to make sure you have, as all students should have, some plans in place that will definitely accept you, and that you will be able to afford. Private schools, often have tuiton in the $30-40K range that are rarely reduced drastically for students, other than the very top candidates, and are lottery tickets for you and anyone looking for close to a full ride. </p>
<p>You may not like Florida, but you should check out Stetson, Rollins and Eckert colleges… Rollins, has some money for non traditional students-- I read recently that the former Elin Woods, Tiger Wood’s ex wife has given money for non traditional students to be able to go there, as she went back to school after her divorce, and even with her wealth found it challenging to do with two small children. I know someone who did transfer into Stetson with a generous scholarship (but still not even close to what you would need to go there), but she was a non traditional student that got some decent money. That is going to be a real sticking point with a lot of the schools on your list. There is very little money there other than the federal entitlements which you are now getting. As you know, that barely gets you by at community college, the least expensive tuition costs.</p>
<p>So good luck to you, and keep gathering your data, both for work and school possibilities.</p>