<p>I just got my eFAN today and I have about a $7,000 gap that I have to pay for. I'm deciding if I should accept some of the loans offered but I had some questions. First of all, my eFAN is asking if I accept Cal grant A and Cal Grant B. I was under the impression that you're only supposed to be offered one of them. Can I accept both of the Cal Grants or do I accept one? Secondly, are there any payment plans for UCLA? I'm still iffy about taking loans but I don't think I could pay the whole $7,000 at once.</p>