<p>Look, if you did well (as it sounds like, with your 3.7), why NOT include it? They go on a wild goose chase for information on about 10% of applications, IIRC (at least in the UC system). Even a relatively harmless discrepancy can invalidate your application and you’ll be denied admission. There was even an article in the LA Times about this very topic recently. I’ve talked to the counselors and financial aid offices at my school, among other people (such as admissions), and you’re fooling yourself if you think they won’t find out about the loans. Vinitij, student loans are different than regular loans. Other schools can find out about those loans through the national student loan clearinghouse.</p>
<p>Bottom line, if you don’t include your transcripts from MI, you’re risking denial of admission for pretty much no reason whatsoever. I don’t see what you stand to gain from leaving it off. Also, it says right there in the UC application to list all previous schools, including those that include non-transferrable credits, and that if you don’t it is grounds for denial of admission. So just include it, trust me.</p>
<p>[edit] Dude, who takes out an $8000 loan for 6 months of CC? These are people going over your applications, not machines.</p>
<p>[edit2] Look what it says on the national student loan clearing house website under “Financial Aid Administrators”:</p>
<p>“You can log onto the secure Clearinghouse Web site to access LoanLocator (click the StudentTracker tab). In addition to displaying a student’s FFELP, direct and private loan lenders, our expanded LoanLocator service also provides you with real-time student loan information, including origination date, award amount, and servicing and repayment information.”</p>
<p>Even if they don’t show the school, which I’m pretty sure they do, I doubt larinaga was attending CC while attending MI, which (if that is the case) will show that he took out the loan while not in CC, and probably not at any school judging by whatever dates he has for his attendance. The dates won’t match, and that will look pretty fishy. </p>
<p>Just tell them about MI, and include something short about it in your personal statement or something if you’d like to explain it. If you’re an older/re-entry/non-traditional student, it’ll add depth. I am, and I did, and I feel pretty confident about my chances (even though I had a lower GPA from MI) because it showed a change in my attitude towards my studies, because I’m doing great now at CC.</p>