<p>I just finished my freshman year at NYU (CAS) and because it's so expensive i'm thinking of transferring to Rutgers (state school of NJ which would be a lot cheaper) but i'm not really sure if i should actually go ahead and do it.
I am studying pre-med and i don't want to mess up my chances for medical school and i hate nj and love the city. my parents agreed to pay half the tuition for NYU so is it worth it for me to have 100 thousand dollars in debt or should i just transfer? any help would be greatly appreciated!</p>
<p>If you really feel that you cannot afford it at NYU, I do not see why you would be penalize for transferring to Rutgers. It is not as if there is a lot more grade inflation at Rutgers, as the grading policy is fairly sandard (2.8 center). </p>
<p>Medical schools do not care that much whether you attend State U or NYU or for that matter, an Ivy league institution. As long as you have a high GPA and can keep it up and have a good MCAT score and are heading in the direction of some clinical or basic science research, you should not reduce your chacne of medical college admissions. They will likely understand why you needed to transfer.</p>
<p>If you are going to become an I-Banker or get a Ph.D. in math, NYU’s name might help you but medical school admissions, from what I understand, accepts students from many different academic backgrounds.</p>
<p>100k in debt for your undergraduate degree is just plain ridiculous - and that is assuming that someone will actually loan you that kind of money in the first place. Add on the hundreds of thousands of dollars in Med School debt, and you can plan to live on ramen noodles until they carry you out to the grave.</p>
<p>Don’t do that to yourself. Transfer to Rutgers. You can be very happy there.</p>
<p>…if can’t afford NYU, y not go 2 Rutgers…all my friends go 2 rutgers, its the biggest party school in NJ, not only that but there are way 2 many distractions, they also do not curve their grades as much as NYU…
if u can stay at NYU</p>
<p>id stay at nyu 
no matter what ppl say, the name of your school is gonna be important… yea you can do well and be successful from other schools, but prestige is def important in todays society…
- i think nyu would probably have better opportunities for you
and if youre gonna be an MD then youll most likely have the money to pay it off… i heard somewhere that the average med student has 200k+ in loans so… and they all make do… so youll have like a little more…</p>
<p>thanks everyone for your advice i really appreciate it! i applied to rutgers just bc i have nothing to lose and now i’m gonna wait and see what kind of scholarships they’ll give me, if it will be an offer i cant resist i’m gna transfer but if not, well i guess we’l see. but i realized that its not so good to have so much debt especially since its only nyu and not an ivy. thanks again!</p>
<p>also pr0616, when you said they dnt curve as much as nyu i’m assuming u meant rutgers classes are easier to do well in? i found i actually kinda like the curve at nyu (but i am in cas not stern- stern has a rlly nasty curve)</p>
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<p>Even if Rutgers curves less than NYU, it is still going to be easier to get an A because on average the students will be less academically inclined. I say go to Rutgers.</p>
<p>you can also try to find average salaries for doctors</p>
<p>ive always felt(and so do my parents) that paying for a great education is an investment…</p>
<p>paying for an education is definitely an investment, but NYU, i mean i really love it there but i’m not getting my moneys worth and all i’m paying for is the name. and plus i’m gna have like half a million dollars in debt after med school and i dnt know if it’s worth it.</p>
<p>and thanks happymomof1! i see you’re very against paying so much money for undergrad, i wish i would’ve known it would be this way before i made my decision to go to nyu.</p>
<p>nothings final yet, but i’m leaning heavily towards rutgers…</p>
<p>it’s really up 2 u,
in my opinion undergrad does not matter as much, so why be in debt?</p>
<p>NYU though is a great school, though Rutgers is as well, if u were 2 apply 2 medical school with a 4.0 from Rutgers or NYU,
the admission officers will look more at the NYU application, why? because NYU is a better KNOWN school,</p>
<p>i think u should stay at NYU
hows CAS LIKE anyway?</p>
<p>Go to Rutgers and if you REALLY think you wanna go to NYU than transfer back. If you are good enough to get into NYU, you are bound to get SOME scholarships from Rutgers - particularly if you have a 2100+ SAT score. I would say spend 1 year + summer courses or a year and a half at rutgers, than transfer back.</p>
<p>Unfortunately you have probably already gone through most of the gen. ed. classes at this point - take a look at the courses you need to take and see which ones would probably be more transferable.</p>
<p>There is a pretty big difference between NYU and Rutgers in terms of environment. Whereas NYU you have an extremely diverse group of students who come from many different states in a big metropolitan supercenter, at Rutgers, you will be in a normal campus without that much of a diversity (i think rutgers is 73% NJ). Its a pre-freshman kinda thought, but think about it. Your environment will play a huge factor on you mentally and emotionally.</p>
<p>dude the man, ur the man</p>
<p>that’s what my parents said, that i should go to rutgers and then transfer back but i’m not sure if that’s a good idea i mean i will have to take half of my pre med classes in rutgers and another half at nyu so i guess i would rather just stay at rutgers if i transfer…
also i think i could be happy there, that’s not really my issue i just felt more at home at nyu but i’ll survive
pr0616 to answer your question CAS is pretty good although requirements can get kind of annoying especially if you don’t place out of language/ science it could rlly suck but if you do it’s good. the classes are kinda big (which i don’t really mind) but most professors are really good. </p>
<p>also i looked at the way rutgers does their gpa and compared it to nyu and it seems a heck of alot easier to do well in rutgers- they don’t have minuses (A-. B-…) just A, B+, B, C+ and B+ is 3.5 while at nyu A- is 3.7 and B+ is 3.3. i feel like that doesnt make sense cuz it’s kind of a big difference but that’s what the rutgers website said…</p>
<p>meh i just hope i’ll get an answer from rutgers before my nyu bill is due i mean i only applied last week so i really hope i’ll get in…</p>
<p>I am pretty sure you will get in Adelle =). I would suggest that you visit Rutgers (I assume you are a NJer), and sit in one of their summer classes (obviously not the best representation since at least half the classes are composed of non-Rutgers summer students). Regardless, sit in one class related to your field. See how the teachers seem to be and maybe talk with some of the students. It should give you somewhat of an idea of what to expect.</p>
<p>Visit the libraries (I personally loved Alexander Library on College Ave) and student centers. If at the end of the day you really feel comfortable with the people and places, then I would suggest going with your plan. People there are super nice, so don’t be afraid to ask for directions or questions (they also have incoming students and prospective student tours, so its great timing)</p>
<p>Good luck Adelle - in whatever you chose to do</p>
<p>Oh, and just a hint, if you chose to go the Rutgers, go with Busch campus housing =).</p>
<p>This situation is a bit more complex than it would be if you were not planning on going to medical school. I would usually say that taking on more than 50k debt for undergrad is stupid, and I would not take on more than 30. But, you are planning to b a doctor and will be making a big salary after you finish residency. That means that you will have he ability to pay the debt off and still live a comfortable life. There is a reason most doctors drive nice cars…Think of NYU as a very expensive luxury gift to yourself. If you think that your happiness there is worth spending the case then don’t transfer.</p>
<p>does anyone know by any chance if i can still get a merit based scholarship from rutgers even though i applied really late for the fall semester (i applied last week, and my nyu gpa is 3.5)
uch this is such a tough decision! but i definitely don’t want to have too much debt for undergrad but idk i guess i have to get into rutgers first before i can make a decision.
and thanks for all your advice theman! i probably will go to busch campus if i decide to go since also a lot of my hs friends are there.</p>
<p>Rutgers rarely gives scholarships to transfer students from other 4-year universities. I’m transferring from a school in the South to Rutgers with pretty good stats and I’m getting no scholarships from them. I think they mostly give scholarships to community college transfers.</p>
<p>Adele, I was also recently dealing with a lot of the same issues you are. I was at UVa my freshman year, made lots of friends and had a really great experience. In my second semester, however, I was getting really nervous about all the debt I would have to pay back (being OOS) after just undergrad. I kept going back and forth for a long time, and finally decided that since Rutgers offers the academic programs that I’m interested in without all the debt, I would transfer there. I know a lot of people from my HS at Rutgers that are very happy there, so I know that I will be happy too. The main reason I’m posting is to let you know that you are definitely not alone in this transition. Let me know whether you decide to transfer or not, as I’m positive you will get in to Rutgers!</p>