<p>Direct loans just sent my loan disclosure statement. First off, I was awarded sub and unsub. Well, on my statement, unsub shows an amount but sub shows 0. My EFC was 0. A friend also is experiencing the same thing. Anyone have any info on this?</p>
<p>The only advice I can give is call the financial aid office.</p>
<p>Step one: Look at the student’s current financial aid award on their on-line aid status. Is there still a sub loan? Has that loan disbursed yet? </p>
<p>If there is a sub loan, and if it has disbursed … contact Direct Loans to find out why it’s not on the disclosure statement.</p>
<p>It might have not been disbursed yet. We got a notice for just the unsub and coudn’t pay on it yet, it said 0 and if we did put a payment on it, it would be refunded. Sometimes it takes a few weeks for it to be done, but calling the FA office should help.</p>
<p>On my schools website, my award is for full sub and unsub. On the direct loan site it shows 0. FA just said to call back next week that it should come through?? I hope so!</p>