What was your "out of pocket?"

<p>Hey guys, </p>

<p>Curious what many of you, now matriculated into the UC system, have ended up paying out of pocket for tuition? I'd like to hear some varied responses, from those transfers with partial scholarships, and those with financial aid, and from those who are paying full boat. I'd love to hear some numbers if you have them? I'm primarily interested in UCLA, but any UC would be great so we can all get some ideas of what we can expect.</p>

<p>I know between grants, scholarships, loans and FA the costs will vary widely, and that's fine. Let's hear about it! Also, let us know your circumstances behind your final out of pocket numbers too, like whether or not your income, URM or any other status helped or did not help you with your assistance.</p>

<p>Thanks!</p>

<p>I’m paying the whole damn thing.</p>

<p>I qualified for the Blue & Gold plan, so my tuition, fees, and healthcare is all covered by UCLA. I don’t qualify for any state or federal money, other than loans. </p>

<p>I get nothing over the above fees to cover living expenses or books or anything. </p>

<p>Other than loans I got zilch for CSUs. I had to pay that out if pocket.</p>

<p>@lindyk8‌ </p>

<p>:(</p>

<p>I hope it won’t be too much of a strain on your finances.</p>

<p>@fullload‌ </p>

<p>$8,600. Because I’m poor as ■■■■</p>

<p>I think it’s like $15k a year but I looked at the schools budget and I think it can be cut down to $10k. </p>

<p>Interesting. So @2016candles, you would actually be paying more for CSU than a UC? How does that happen? Does the UC system just have more FA opportunities? Also, can you expand on Blue&Gold? I’m not sure what that is, or maybe you have a link?</p>

<p>@Lindyk8, that’s nuts! So you didn’t even bother with loans, you’re just paying full tuition, out of pocket, or am I reading that wrong? Was it because you make too much to qualify for anything? That will be my problem come registration time, our household income will not allow me to qualify for FA, so it looks like a heap of loans are in my future.</p>

<p>Thanks for sharing guys, it will all help.</p>

<p>I make too much to qualify for any state or federal money, so any FA I get has to come from the school directly. I was too late last year to apply for scholarships at my CSU, and they don’t give university grants unless you are low income. </p>

<p>The UCs all have a program called Blue & Gold Opportunity plan which guarantees to pay full tuition and mandatory fees for CA Resident students whose household income is below $80k. Freshman get it for 4 years, and transfers for 2.</p>

<p>yes, exactly fullload.</p>

<p>$7,950. </p>

<p>I’m also poor as ■■■■ </p>

<p>@cayton & @ocnative‌
What exactly do those numbers you gave represent?</p>

<p>@ocnative‌ </p>

<p>Heh. I had to pay the exact same amount for Berkeley, too. I wonder why there’s a $650 difference between UCLA’s and Berkeley’s financial aid packages for the poorest students.</p>

<p>@2016Candles‌ </p>

<p>Out-of-pocket costs that have to be paid with one’s own money, loans, and/or work-study.</p>

<p>@cayton what I mean is are you including tuition, fees, books, housing, meal plan, etc?</p>

<p>@cayton what I mean is are you including tuition, fees, books, housing, meal plan, etc?</p>

<p>@Cayton‌ </p>

<p>Because Berkeley is more giving… :x </p>

<p>lol</p>

<p>I look at school expenses slightly different from mist students. I don’t factor in housing, meals, etcetera into my school planning, because those are expenses I have to pay regardless of whether I’m in school. So I’m just trying to understand how you’re breaking it down.</p>

<p>@fullload likely thinks of it the same way I do. If you day you’re paying $8000, I automatically think that you’re coming out of pocket $8k JUST for tuition.</p>

<p>@ocnative‌ </p>

<p>If Berkeley gave me more than a mere $650 over UCLA’s financial aid offer, I might’ve been calling myself a Golden Bear instead of a Bruin.</p>

<p>Oh well. It’s Berkeley’s loss. :D</p>

<p>@2016Candles‌ </p>

<p>No. Tuition is covered and so is most of that other stuff. My financial aid offer is about $24K.</p>

<p>I bet lindyk8’s entire tuition was probably less than what we play for one year today. </p>

<p>I’m going to take about about 8500$ worth of loans each year each of the three years I am at SD. @-) So I am essentially going to have a car loan before I even start working or graduate @-) </p>

<p>@CollegeDropout1‌
Don’t forget the Blue & Gold is only for 2 years, so make sure you’ll be ok during that 3rd year.</p>

<p>@2016Candles Yikes! I’m not really sure what I am going to do after two years. I going to spend money very cautiously, but other than that, I have no plan. </p>