<p>I'm currently taking 14 credit hours. Two of my classes are P/F, and both of which I already passed. I have 12 credit hours that are based on grade. In three of those classes I have As. Then there's one class which I'm really struggling in, and will mosts likely recieve a C-. My last day to withdraw is on Friday. If I withdraw from a class, will that prevent my GPA from suffering? That would also put me below the number of credits for full-time status. How would that effect me?</p>
<p>Thanks</p>
<p>It will prevent your GPA from suffering, but there are other consequences. Are you planning on applying to graduate/medical school or anything of the like? If so, it's not that big of a deal (unless it's like, organic chemistry), but you should have a good explanation...not just that you didn't want it to kill your GPA.</p>
<p>I have no idea how it works at your school...I withdrew from a course last semester to an underload, and basically they realize this and you just have to pass all your other classes. Of course, if you don't it's academic leave for you but I doubt you'll have that problem. Just check your schools policies to see how that works.</p>
<p>Really think long and hard about it...because I know here you can never withdraw to an underload ever again, so it's basically a one time thing...make sure you're using it wisely. Maybe you just need to put more time into that one class.</p>
<p>The main affect will be regarding your health insurance. If you are insured under your parents' health insurance plan, they require you to be considered by your university to be a full-time student. If they find out you drop below full-time status, your health insurance may be suspended until you attain full-time status again.</p>
<p>For example, when I was on my parents' health insurance, they requested a transcript around my birthday every year to make sure I was a full-time student. Some check at this time, others have other methods to police their policies.</p>
<p>I received a C- one semester (lowest grade on my transcript) and ended up taking it over for an A- a few years later. Depending on your schools regulations on repeat courses, it may be worthwhile to just stick with it and get your C-. So you will keep your insurance and whatever other benefits you have as a full-time student, and be able to retake it and replace the grade.</p>
<p>I would stay with it as long as you're not failing - it's already late in the semester and 1 bad grade out of 32 (or however many classes you take)won't matter in the end. You only create more work for yourself by dropping it and having to overload later. At least that is how it seems to work where I am.</p>
<p>It may affect your tuition costs. At my school, there's a flat rate for full-time students, that is increased if you are coming from out-of-state. Full time is 12 credit hours or more, if you aren't taking at least 12, then you are charged by the number of credit hours you are taking. And it may affect insurance. Every year my parents have to do the same as ophiolite's and just about everyone else's parents, they send in proof that I am still a full-time student and 100% dependent on them. I doubt you'll loose coverage by being part-time, but there could be a change. You're not doing this without talking to your parents first, right? I m taking 15 credits at the outset of every semester, so that if I have to drop a class I won't drop down to part-time status. My advice is to stay in the class if you are sure you can get at least a C. No, it's not a great grade, but it will count for credit and if it really bothers you, you can retake the class. I mean, it's really late in the semester and it's a lot of trouble to change to part time, and then change back to full time in the new semester.</p>
<p>Would it effect my loans from the government greatly? Or would it not because it's already set for this academic year, and because next year I'm going back to full time status (17CR).</p>