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School A will cost more than our estimated EFC. We actually had a "how much we could afford" for school A talk way before this started. DD knows the # and the gap between aid and our # is huge.
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In my family, when the financial aid awards came in, "huge gap"= "NO". For each of my kids, that meant turning down what they thought was their first choice college in favor of very respectable second choices. My d. wanted the opportunity to try to appeal financial aid at her top choice, and I paid for her to fly out over her spring break so she could see the campus and also meet with the financial aid people; fortunately her "School B" was located in the same city, so the air fare was well spent. (Like DAD II, my daughter's "School B" is, in my mind, clearly superior and more prestigious than her "School A".... but also like DAD II, it was all about the money. If the cost of School A had been within my range, it would have remained in the running). </p>
<p>I think that if there is a gap, unless Dad II is somehow convinced that School A in fact has a program that merits the extra expense.... there really is no decision to be made. (That being said, I think both my kids felt better about the whole thing because I let them each feel they were making their own decision -- that's just a matter of using psychology. I did not scream and rant and shout, "absolutely not!" Instead I resorted to more low-key, guilt-inducing strategy -- letting them know what a hardship it would be but also telling them that the choice was up to them. I have two really good kids. I knew darn well that they would both consider my needs in their choices without my having to hit them over the head with it.)</p>
<p>The point is: if the parent is paying, then where there is a significant financial differential and the more expensive school is outside the parent's pre-established budget... I don't think it is the child's choice any longer, especially when there is a younger sibling in the picture. </p>
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Even as today, I am letting DD making this decision. I am just picking the brain power on the forum so we could consider all the factors.
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I would suggest that you be as open and direct as possible with your daughter about the finances. Don't worry about prestige or strength of academic program -- it doesn't matter of School A is offering the best program on the planet if you can't really afford it. Again -- don't push or argue. Let her visit, let her explore. I know that my daughter's visit to her "School A" after seeing the weak financial aid package was in part needed to allow her the emotional opportunity to find fault with the school and thus feel more comfortable turning it down. </p>
<p>Keep in mind that admission to a "special" program with limited enrollment is part of a college's enrollment management strategy -- the way they try to entice admitted students to select them over other colleges -- but money talks a lot louder. There will be many more opportunities for your daughter no matter what college she chooses; the worst case scenario would be to accept School A based on the perceived value of the special program and then get there to find that the program is not all that its cracked up to be. Then what has she given up?? </p>
<p>My comments would not be the same if it was just a matter of comparing costs of two schools if both were within range of your EFC (or whatever you determine to be your bottom line in terms of affordability -- for many families, even the EFC is not a realistic number). It's one thing to let your child choose between two affordable options, and another thing entirely to let your emotions and your love for your child blind you limits of your own finances.</p>