Do I stand a chance?

I am applying to

San Jose State, SJSU
San Diego State, SDSU
CSULB, California State University, Long Beach,
Loyola Marymount University
and Cal Poly San Luis Obispo.

My current GPA is 3.1.
I am applying as a transfer student from community college, and am applying as a Psych major, with an emphasis on Industrial Organizational Psychology.
I have never taken the SAT, and all be graduating Community College with just an AA, not an ADT (the degree that includes some of the courses you will need in prep for your major, that way you won’t have to take them once you’re in a 4 year).

What are the chances of me getting into any of the colleges I listed? I know it won’t be too hard to get into SJSU, but Cal Poly and SDSU are my top choices. By the spring time, I am hoping that my GPA will have increased to about a 3.2 or 3.3.

Are you local to SLO and SDSU? SAT scores are not considered as a Junior level transfer.

I’m a San Jose Native

Not being local for SDSU and SLO will make it a tough admit.
Last year’s transfer acceptance rate for Psych at SDSU was 13% and SLO is projected at 10% so not good odds.
Did you complete the required major prep for both schools?

http://admissions.calpoly.edu/applicants/transfer/criteria1516/psy.html

https://sunspot.sdsu.edu/pubred/!tap.disp

Definitely apply and hope for the best.