<p>My EFC would be under 10k a year. my stats are alright, but i haven't got my sat scores yet.
i'm an american citizin living in india and my coursework at high school is so rigorous it isn't funny. a lot of stuff we do is college coursework.
but i absolutely can't pay if i don't get a good grant. does NYU give good grants, or are they stingy? on collegeboard, the avg indebtedness after graduation is like 33k, which is a LOT.
does anyone know much about NYU? a little help please.</p>
<p>If you need money, do NOT apply to NYU.</p>
<p>They are the stingiest top school in the country. They are the poster child for BAD AID. They expect parents to take out HUGE loans - even if the parents are low-income.</p>
<p>What are your stats? What is your major?</p>
<p>Can your parents pay their EFC?</p>
<p>Maybe we can find some better choices for you.</p>
<p>shoot. cause i heard about that a few hours ago, and i started swearing incessantly.
yes i think they can pay the EFC, but then again they may be just saying that so i don’t get anxious. 
i go to a school that caters to top research institutions in india. for sure, atleast my math and chemistry are college level. they’re above the CLEP and AP stuff and above a few courses that i’d actually take in college though.
my sat scores will be decent i think (around 2100). i have to take the SAT 2s and i’m realy confident bout getting 800 in those. i;m taking chem, bio and math IIc.
i play tennis a lot. i train and put a lot of hours a week into it. i play u18 and mens tournaments and i’ve reached the semifinals. i also play soccer tournaments.
our family doesn’t have assets other than the apartment we own and a hatchback car.</p>
<p>as for school grades, i think i;m in the top quarter. my essays and recommendation are going to be quite good. (i hope. :P)
and i’ve had a few jobs over summer, for the work experience thing.</p>
<p>my main problem is that i’m very bent on doing a BS in applied eco (or the likes) or finance. so that narrows down my choices a lot. and i don’t know which of those are stingy and whic aren’t. help! 
this is my list of colleges so far-</p>
<p>MIT’s Sloan
Upenn/ wharton
Cornell</p>
<p>Nyu
Uconn
Boston University</p>
<p>U of A
ASU
UMASS Amherst</p>
<p>Thanks!</p>
<p>oh yeah and how about binghamton?
if i qualify for a pell grant or something, the OOS will be lowered. can i opt out of a colleges loans?</p>
<p>The only schools on your list that will meet your need are the ones in the top, reach, category. And in all honesty, chances of getting in being top quarter with a 2100 SAT score are slim.</p>
<p>Of the rest, I’d say only the Arizona schools might offer enough aid to bring the cost near $10K. And that would not include loans which you can not opt out of unless you have another way to get that money.</p>
<p>hm. iw as under the impression that SAT 1 scores alone don’t determine your chances. plus, i still have to write the subject sats, and they aren’t that hard compared to the academics here. i have a friend in MIT who got a 2150 in his sat1 so i dunno…
isn’t the academics from abroad all relative? cause top quarter is pretty good over here.</p>
<p>MIT’s Sloan - Aid good
Upenn/ wharton - good
Cornell - good</p>
<p>Nyu - very bad!
Uconn - bad for non-resident, may get small merit, check website for that
Boston University - ??? probably would gap, may get some merit, check website. But I don’t think a 2100 SAT is that high for BU to get good merit.</p>
<p>U of A (Arizona??) bad with need-based aid, may get some merit $, will GAP
ASU - ditto above
UMASS Amherst - ditto above (don’t know about merit policies) </p>
<p>What is your M+CR SAT from a single sitting? There are schools that will give good sized scholarships for 1400+ Math and CR SATs. </p>
<p>Are you taking the Nov SAT again???</p>
<p>Keep in mind that COA doesn’t typically include international travel costs in the figure. So, if you’ll be traveling back home between semesters, you’ll have to add the cost of a couple trips per year.</p>
<p>i’m taking the SAT 2’s in november. i haven’t got my scores from this sat though, but from all the barron’s practice tests i’ve done (:P) my M+CR scores range from 1400-1520.</p>
<p>*if i qualify for a pell grant or something, the OOS will be lowered. can i opt out of a colleges loans? *</p>
<p>you don’t qualify for Pell. Your EFC is too high. Pell is for low EFCs. </p>
<p>SAT I scores alone don’t determine admittance, but they are a HUGE part for most schools. </p>
<p>No one has to take out loans. But by declining them will mean that YOU will have to come up with the money. You can’t decline loans thinking the school will give money instead. If that were true, no one would take loans.</p>
<p>i have a friend in MIT who got a 2150 in his sat1 so i dunno… </p>
<p>If his M+CR score was high (especially the Math), but his Writing score was low, then that may be why. Your friend may have had a 800 Math, a 750 CR, and a 600 Writing (or similar). Such a M+CR score would be a 1550. Schools don’t really care about the Writing score.</p>
<p>whoa okay. i dunno my exact EFC though, but yeah.
i think my M+CR is going to be a good score. writing is a little iffy.</p>
<p>while I have no personal experience with NYU, I have read on cc that NYU is a big practitioner of enrollment management, i.e., they give more grant money to kids that they really want and a lot more loans to kids that tend towards the lower end of the applicant pool.</p>
<p>Thus, it might be worth an app just to see what they offer…just be prepared that they may offer 90% loans.</p>
<p>*they give more grant money to kids that they really want *</p>
<p>They give more money to the top 5% of their applicant pool (even their website says this). Those are students with really high SATs. However, these students are still often gapped.</p>
<p>NYU
Test Scores of the Middle 50% of
First-Year Students </p>
<p>SAT Critical Reading: 610 - 710
SAT Math: 600 - 720<br>
SAT Writing: 620 - 710 </p>
<p>Since the top 25% have SATs around 2150+, then the top 5% would have really high SATs.</p>
<p>*just be prepared that they may offer 90% loans. *</p>
<p>Exactly. </p>
<p>i dunno my exact EFC though</p>
<p>Quick EFC
[FinAid</a> | Calculators | QuickEFC](<a href=“Your Guide for College Financial Aid - Finaid”>Quick EFC - Finaid) </p>
<p>Use this to get a **rough **estimate.</p>
<p>okay i don’t think i’m applying there. i’m not ready to go into huge debt.
what can you say about emory college at atlanta though?
oh and huge change in scenario.
that calculator says by federal methodology, my EFC is 0.
and by insitutional methodology, it’s 1000.</p>