1)DO NOT cosign any loan. Period. Be firm and don’t budge. Those would sink you and your family. If you don’t cosign, at least ucb costs won’t derail everyone’s life if something goes wrong.
2) ask your mom to fill out fafsa, indicating both ucb and uva on the form. Please have her do that today.
3) ask your father point blank how much in Parent PLUS loans you’re talking about. You need to know because his choice is going to affect the family. (BTW The enormity of the amount might sway your mother to help you for uva. ) Ask your parents if they’ve looked into the renewal process and if they’re confident they’ll be able to pay that for 5years (due to the budget cuts leading to enrollment issues, expect to need 5years to graduate.)
4) research whether the budget cuts affect your chosen major. Show your dad all kinds of articles from reliable papers highlighting the budget issues in the past 2-3years. Point out that the news may not have reached China yet but at some point it will, and then it’ll look bad to be attending there for undergrad. (graduate programs are safer than undergrad programs but some might be cut altogether.)
5) explain, again, that there are five ‘public ivies’ in the Us: Berkeley, UCLA, umichigan, uva, and uncChapel Hill. Some people add a sixth with Uwisconsin or uWashington, but the five are definite and seen as equals. However, uva is considered better for anything Washington - related. Repeat with me: On the East Coast, for anything politics or policy related, uva enjoys greater prestige. Public policy thinkable tanks are often in the DC area and their employees as well as government employees teach at uva, recruit at uva, cross polinate with uva simply because it’s rather close and it’s a powerful school. They DO NOT teach, recruit, or consult at Berkeley. It’s just too far. If you want to get into California politics, ucb is perfect. But for Washington jobs, uva is seen as much better - he can ask the prestige question to his colleagues, there’s simply no way ucb comes out on top for policy internships or DC prestige. Surely your dad can see that wanting to work in dc/nova, uva makes sense. He can even tell the people he wants to impress, it’s due to DC contacts that you ended up choosing that university, IE., special access to power.
What I worry about is the worst case scenario : dad forces daughter to cosign loans for 30or 40k a year, or, the family takes on unsustainable parent plus loans, and halfway through the degree the family’s unable to take on more loans, the student can’t graduate, and siblings are forced to attend community college (which would certainly be an even greater 'shame’for a Chinese family then having a daughter in Public Policy at uva o_O)
BTW, if you need to cosign loans, it means your father CANNOT pay for ucb.
But even if he threatens you, do not cosign loans. You have that power. If he refuses to talk to you, tell him you’re doing it to be the adult and refuse to hurt your mothers’s, siblings ', and even his, credit record.
(give him the article discussed in thread about ‘secret shame of the middle class’)