What are my chances at UC - Riverside

I have a gpa of 3.3 right now and i’m not sure if I read it right but on the uc website i need a 3.4 gpa at least in order to even apply to this college. Can anybody help me with the UC admissions information

Are you Out of State? If so, then you need a UC GPA of 3.4 to qualify to apply to UCR. What are your test scores?
Can you afford $55K+/year with little to no financial aid?
UC GPA calculator below uses only a-g courses from 10-11th grades and gives you 8 extra honors points for AP/IB classes only if you are OOS. Also a link on what are the a-g courses and make sure you fulfill this requirement or your application will not be reviewed.

http://rogerhub.com/gpa-calculator-uc/
http://admission.universityofcalifornia.edu/freshman/requirements/a-g-requirements/

Average Stats for UCR:

UC GPA: 3.78 ACT: 26 SAT: 1746 SAT (Math+CR): 1170