When is the best time to transfer? Is it likely that I will transfer

<p>I am an intl' student. Due to financial problems I will not be able to pay 4 years of one of the expensive colleges I'm interested in (GWU, Fordham, NYU, are some I'm interested in). Due to this problem, I plan to attend CUNY Baruch (which is very cheap compared to the other schools) for 1 year and a half, and then transfer for the spring semester of sophomore year to another more highly regarded institution. My first question is: is it more difficult, in any aspect of the process, to transfer for the spring semester? Do you recommend me to transfer for spring sophomore year or fall junior year?
Another question I have is if it is likely that I will be able to transfer to one of these with a decent college GPA and good SAT score (some schools require it for transfer, some don't): GWU, Fordham, Northeastern, and BU.
Anyway, do you think I should go to Baruch debt-free to transfer to another college (with little debt, around 30k, since my family will be able to save a good amount by then) during sophomore or junior year, or attend one of the colleges I like as a freshman with huge debt (think 100k, which would require a home equity loan, something I really do not want to do.)
What I am really, REALLY afraid of is that I will not receive a good education at Baruch, and that I won't be able to transfer to a better school (not due to financial matters, but in case I don't get accepted to any good schools as a transfer). Do you think I will receive a good education at Baruch? Are the teachers good? Will I be ready for real-life jobs if I give my best? I'm going to major in business.
Thank you in advance.</p>

<p>Forget Baruch. It’s so very bad and cheap. you have to go to the expensive schools so that you get top notch education and super duper job offers once you graduate. I would pick the most expensive/fancy college I could find and go there. YOU WILL NOT RECEIVE A GOOD EDUCATION AT ANY CHEAP/AFFORDABLE COLLEGE. </p>

<p>sarc</p>

<p>What is your study?

It’s up to you.</p>