<p>How do you even know he hasn’t paid his rent or is overdrawn on his bank account? If it’s because he’s told you- then I hope your consistent response is always, “Gee honey that sounds very challenging. I’m sure you’ll work it out with (pick one) your landlord, the management company, the bank, etc”. If he’s not telling you, but you have access to his accounts-- you need a quick meeting where you tell him that you are backing off from your day-to-day parenting beginning today.</p>
<p>Either way, it’s time for a family meeting for the three of you:</p>
<p>“Honey, we love you and will always be rooting for you. Your real life begins in six months. You will always have a roof over your head, and you can always move back home while you figure things out. We expect you to become financially independent within 12 weeks of your college graduation (or pick 16 if you’re a softie) and will start charging you a reasonable rent at that point once you have a job. Good luck figuring things out! We love you so much!”</p>
<p>Is he really a senior and somehow thinks you are going to support him once he graduates? If so, get cracking on that family meeting. How he figures things out- learns to wake up at a normal time, keep a job, balance a checkbook- that’s on him. Drawing the line that his adult life begins once he graduates- and you are not going to lecture him, cajole him, nag him or remind him that he needs to find a job-- that’s on you.</p>
<p>Why hasn’t he developed common sense? Because he hasn’t had to. Was there a late penalty for paying rent after the due date? Did you pay it for him? Who covers the overdrafts at the bank? You?</p>
<p>My kids quickly learned that overdrafts, ATM fees, etc. could eat up their entire entertainment budget for the month. No beer, no movies, nada, because they had not been careful with their money. Oh well, nobody dies in college from a month with no beer. The best way to teach them that actions have consequences, is… well, for the actions to have consequences.</p>
<p>The fastest way for a young kid to get motivated to find a job for when he graduates from college is to realize that without one, he’s back living with Mom and Dad AND paying rent to do so!</p>
<p>Does he have a car? Who pays the insurance?</p>
<p>You get my drift…</p>